I came across this today on myspace and just want to share it with everyone… It is amazing to me and makes me SO ANGRY, but what can you do? Write your local congress person. Make sure you are reading what the candidate you are voting for stands for and believes… It is so sad to me that people make money off of the sick and this is just another article that proves that… PLEASE LEAVE A COMMENT!! Let’s make a difference… this is an example of how our foundation will be helping people… we would like to be able to pick up where insurance leaves off, though, let’s face it… the real problem, the drug manufacturing companies combined with the insurance companies… dangerous combination…
Thank you once again for your time
Sarah Jean
Body: This was in the NY times about CF & insurance issues. Please, read! This WILL take your breathe away. By: Steve Lopez, NY TimesI was on my way to the Encino home of a 10-year-old boy named Preston, but I could have gone in any direction for the same kind of story.Ever since I wrote a few years ago about a San Gabriel Valley woman who had breast cancer and couldn’t get health insurance (her family resorted to a yard sale to pay her medical bills), I’ve gotten a steady trickle of similar tales. Last week, I had one involving an oncologist whose cancer treatment is not being covered because his health insurance company says his illness is a pre-existing condition.Preston doesn’t have cancer, but he was born with cystic fibrosis. And the cost of the medicine that keeps him breathing just shot up like a rocket, thanks to an insurance company decision I’m still trying to decipher.
I’ll get to the details in a moment, but first, some political context.
The last place to expect a workable healthcare reform proposal is in a presidential campaign, and this one will be no exception in the end. There’s way too much money riding on keeping things as they are.
Here in California, Gov. Arnold Schwarzenegger and Assembly Speaker Fabian Nuñez would have you believe they stepped into the leadership void with last month’s health insurance-for-all proposal.
But all they’ve done is come up with a shaky idea to require nearly everyone to buy medical insurance from the same companies we’ve all become so fed up with. Employers and hospitals would have to pick up part of the tab, and there might be a new tax on cigarettes to provide some support. But even if the vague and dubious funding proposals come to pass, there would be little or nothing in the way of additional controls on insurance companies in terms of what they cover or what they charge.
State Sen. Sheila Kuehl, one of the legislature’s strongest advocates of healthcare reform, eviscerated the Schwarzenegger-Nuñez package in a Dec. 17 analysis you can read on her website ( www.dist23.casen.). She said if it came to pass, and insurance companies were forced to take on everyone who is now uninsured, premiums for the rest of us would balloon.
“And it seems to me that they will probably have to resort to more and more denials of care,” said Kuehl. Her single-payer proposal would take insurance companies and their profit machines out of the equation, but it has languished for all the predictable reasons, including the huge influence of the insurance lobby.
I began telling Kuehl about Preston and his family’s issues with their insurer, but halfway through I stopped myself, figuring she’s heard hundreds of similar stories.
“No,” she said. “It’s in the thousands.”
Preston, a cute, curly-haired lad with bright blue eyes, leads a relatively normal life, albeit with strict dietary restrictions and 20 pills a day. He showed me how he straps on a percussive vest twice daily. The vest is attached to a pump, and forced air makes it vibrate roughly, loosening the congestion in his lungs. That and an inhaled medication called Pulmozyme keep him breathing.
But last month, the cost of that Pulmozyme blasted through the ozone.
It had been running them $30 a month.
Suddenly it was $784.
“They never called,” Marla, who takes care of Preston and 5-year-old Tyler, said of Blue Cross.
“They never talked to our doctor,” said Jeff, a self-employed financial investor.
With no warning, the insurance company decided to pick up less of the cost, leaving Preston’s family to come up with an extra $9,000 a year for his medicine.
If a cheaper generic were available, they’d gladly switch. But they said there is no substitute for Pulmozyme, an enzyme-based medication that controls mucus secretions and was developed specifically for cystic fibrosis patients. Their doctor confirmed this.
“It was a big surprise,” Eithne Maclaughlin, of Childrens Hospital Los Angeles, said of the sudden price inflation. “And it’s very upsetting.”
Maclaughlin said several of her patients had been hit with the same spike in their co-pay cost.
“They’ve got you by the neck,” she said of any insurance company that jacks up the cost of breathing freely. “It’s all about money, let’s face it.”
At the Cystic Fibrosis Foundation, Laurie Fink said the trend was not limited to Pulmozyme, or to Blue Cross. A poll by the foundation found that 21% of people with cystic fibrosis have skipped doses of medicine to keep costs down and 13% have delayed seeking treatment for the same reason.
In Preston’s case, Maclaughlin cut his dosage back to see if he did OK on that regimen, which would save a big chunk of money for his parents.
Preston’s dad was not flatly contemptuous of Blue Cross, which he said has been a life saver for the family. (Not that their premiums are cheap, at $1,200 a month, even with big deductibles.) He also granted that Pulmozyme is extremely expensive — the real cost of the medication is about $1,500 monthly in his son’s case, and Blue Cross had been picking up the bulk of the bill.
Hoping for an explanation, and reconsideration, Preston’s parents filed a grievance. Blue Cross quickly rejected it.
“Pulmozyme is no longer a Formulary medication,” said the virtually incomprehensible letter, which gallingly suggested the increase was part of Blue Cross’ commitment to providing its customers “the best possible care and access to medications.”
Preston’s parents are appealing the rejection to the state Department of Managed Health Care, which said it would have a ruling this month.
As I understand it, formulary drugs are essentially drugs a health plan recommends as effective yet less expensive alternatives to non-formulary drugs. Think generic versus non-generic. But in the case of Pulmozyme, a cheaper imitation does not exist.
When I asked Blue Cross for an explanation, I got this by e-mail:
“As with other health plans, the decision to add or remove a drug from the formulary is done through a review committee made up of medical experts. At Blue Cross, this group is the Pharmacy and Therapeutic committee. Pulmozyme is currently considered a specialty medication and is covered for our members, but at a higher member share of the cost than other medications. The goal of these ongoing reviews is to assure access to all necessary drugs while also keeping costs as affordable as possible for all of our members.”
Takes your breath away, doesn’t it?


9 comments
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January 14, 2008 at 4:01 pm
jennifer
are these people for real? i mean reall if it was there family would it be that way?
January 15, 2008 at 1:12 am
Sarah Morris
It makes you wonder… Though usually they wouldn’t have to worry about it because they all make enough money… and working for the company, I’m sure they are taken care of… but who knows?? It is so very sad for me, and that is one of the main reasons we founded Breathe 4 Tomorrow Foundation. And if this Country’s health care doesn’t change there is gong to be more need than supply… and that scares me…
Thank you for your comment…
Sarah
January 15, 2008 at 10:06 am
Alicia
It makes me worry that my insurance company will be next! I already pay $75 and it simply amazes me how these companies can just decide which medications are “preferred” and “non-preferred”! Do they have a suggestion for a better medication? I would say if they don’t, it should be “preferred”, don’t you think?
January 15, 2008 at 5:39 pm
aspen
Pulmozyme a specialty medication??? What is their definition of a specialty medication?
Often I have problems with my insurance not wanting to pay for my brand name pancreatic enzymes. Insurance tries to get me to use generics (against my doctor’s orders). I have spent so many hours on the phone trying to get things paid for, between hospital stays, durable medical equipment and prescriptions, it sometimes is a full-time job! (I have CF too)
What really gets me is when the hospitals have different, and always cheaper costs for the insurance companies than individuals do. I have caught many times where the cost to the insurance companies are double, triple and sometimes more than what they would have charged me if I did not have insurance. This system seems so screwed up.
This is very scary! I have a sick feeling now.
(visit me at http://saltyandsweet.wordpress.com/)
January 16, 2008 at 10:31 am
aspen
Hate to say it, but I have another comment to add to this post today. I just got word that my health insurance has denied my request for an insulin pump and continuous glucose monitor (the CGM denial I expected, but the insulin pump denial was a shocker).
I have had Cystic Fibrosis Related Diabetes (CFRD) since 2000. I have not had the best control over it due to a fear of needles. Diabetes and a fear of needles does not go well together!
After showing the beginnings of kidney complications, I got scared and realized I needed to take better care of my CFRD. I asked my doctor for an insulin pump. I could have tighter control of my blood sugar levels without having to add more needle sticks.
My insurance has denied my claim. I will be appealing the decision, but it is so frustrating always having to fight to take care of myself. First I have to fight this disease and also have to fight the system. Not a fun thing to do.
January 16, 2008 at 3:18 pm
Sarah Morris
Unbelievable Aspen… I am so sorry… Our healthcare system NEVER seases to amaze me… It makes me so scared for our future… Did they give you a reason why?? What do they cost??
January 17, 2008 at 7:35 pm
aspen
Hi Sarah,
Thanks for your concern!
I had to have my doctor translate the denial letters to me. I was denied the insulin pump because I do not have Type 1 diabetes. Which, they are right, I don’t. I have CF Related Diabetes. But I still NEED insulin. There are so few of us out there with CFRD I don’t think my insurance understands what CFRD is. Hopefully my doc can get their decision overturned after educating them.
I was denied the Continuous Glucose Monitor because it is too new on the market (FDA approved it last year) and apparently there is not enough studies to show that it is affective. I don’t see how this device would not be affective. I want it because I live alone and am deathly afraid of having a seriously low blood sugar level. So I err on the high side, which is not good for my body. With a monitor, I could set it to alert me if I started to go to low and I could treat it before I got to a dangerously low level. I wish they could understand that.
January 18, 2008 at 11:00 am
Donlyn
Thank you for your work!
I don’t have CF, but Aspen, (above) is my niece. I am very proud, and concerned for her, that she has been denied an insulin pump and monitor. I understand her frustrations as I have a chronic condition, Generalized Myasthenia Gravis, which can also effect the lungs. While MG is not as serious of a condition as CF, I am totally disabled from the condition. The I requested treatment by specialists in the medical community that specializes in this condition, their reply was, “there is nothing we can do for you. If you want a treatment, go to the Mayo Clinic” (many states away and not covered by my insurance).
Yes, insurance and drug companies are in the business to make money. At the expense of our quality of life. I will not be defeated by them! But it’s hard to keep up that attitude when exerting energy is just about impossible for me. Keep up the good work, the light from a single candle is not darkened by the night – so let’s put our light together and eliminate this injustice!
Thank you! — “Ant” Donlyn
January 19, 2008 at 10:13 am
Medical Insurance » Blog Archive » I came across this today on myspace and just want to share it with …
[...] unknown wrote an interesting post today onHere’s a quick excerptEver since I wrote a few years ago about a San Gabriel Valley woman who had breast cancer and couldn’t get health insurance (her family resorted to a yard sale to pay her medical bills), I’ve gotten a steady trickle of similar tales. … [...]